Have You Been Victim Of Cyber Crime? Here’s How To Find Out

The sudden shortage of funds in your balance, small purchases in your credit card report you don’t remember making and the suspicious activity in your bank account (withdrawal attempts you didn’t make, are all signs that you may have fallen victim to cybercrime. However, cybercriminals have become so skillful in covering their tracks that it’s often very difficult to catch them before they cause serious damage. Here are some of the ways for you to find out if someone has been accessing your funds illegally:

 You’re subscribed to payments but don’t remember making a subscription

Scam websites and hackers will often crack someone’s PIN code and online payment passwords and use your account to make false subscriptions. What does this mean? They will most likely subscribe your account to make payments on their own websites. This can happen if someone gets a hold of your personal information. If you suspect your account has been drained of funds but you can’t trace any recent purchases, check your subscription lists to see if any unauthorized subscriptions have been made to your account.

You keep receiving requests to change passwords

If someone hacked your social media pages, they will try to use it to get your email and then steal or change passwords for your online payment services. If you keep getting notified that the requests have been made to change you PayPal, Skrill or Payoneer passwords, you are definitely a victim of cybercrime. This means that the hacker got your e-mail password and is now trying to get your money. This is why you should take request emails seriously, and always report that you weren’t the one who made the request. After this, change your email password, along with the rest of your passwords. You can never be too sure.

You are seeing too many service fees on your credit card report

Hackers will sometimes create fake accounts and name them after a bank, marking their transactions as “service fees” or “withdrawal fee”. If you can’t remember going to the ATM as frequent as you’re being charged withdrawal fees, it’s time for you to change your PIN or check the report with your bank. If they weren’t the one to have made the payment requests, report the issue and follow the bank’s instructions for securing your cards and accounts against cybercrime.

You’re getting email notifications from services you didn’t subscribe to

If hackers used your credit card to make multiple small purchases, your e-mail probably got subscribed to the website used to make purchases. In this case, check your transactions reports and see if any purchases were made from these websites.